Today's Question - What is the lowest number which requires the five vowels A, E, I, O and U once each in its spelling? NO COMMENTS FRIDAY Cashin’s Comments January 16, 2020 Page 3 of 3

Reveal Answer Corner Answer - Depending on what school you went to - either: Two Hundred and six or One Thousand Five. Today\xe2\x80\x99s Question -Try to plan better - Art had to rush from an "Administrative Meeting" to make the opening of the market. He excused himself from the meeting hoping to get to the floor by 9:20. He thought his watch was 10 minutes slow but it was 15 minutes fast. What time did he get to the floor? Opinions expressed herein are subject to change without notice and may differ or be contrary to the opinions or recommendations of UBS Wealth Management Research, UBS Investment Research or the opinions expressed by other business areas or groups of UBS as a result of using different assumptions and criteria. Full details of UBS Wealth Management Research and / or UBS Investment Research, if any, are available on request. Any prices or quotations contained herein are indicative only and do not constitute an offer to buy or sell any securities at any given price. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness, reliability or appropriateness of the information, methodology and any derived price contained within this material. The securities and related financial instruments described herein may not be eligible for sale in all jurisdictions or to certain categories of investors. UBS AG or any of its affiliates (\xe2\x80\x9cUBS\xe2\x80\x9d), its directors, officers and employees or clients may have or have had interests or long or short positions in the securities or related financial instruments referred to herein, and may at any time make purchases and/or sales in them as principal or agent. UBS may provide investment banking and other services to and/or serve as directors of the companies referred to in this material. Neither UBS its directors, employees or agents accept any liability for any loss or damage arising out of the use of all or any part of these materials. This material is distributed in the following jurisdictions by: United Kingdom: UBS Limited, a subsidiary of UBS AG, to persons who are market counterparties or intermediate customers (as detailed in the FSA Rules) and is only available to such persons. The information contained herein does not apply to, and should not be relied upon by, private customers. Switzerland: UBS AG to institutional investors only. Italy: Giubergia UBS SIM SpA, an associate of UBS SA, in Milan. US: UBS Securities LLC or UBS Financial Services Inc., subsidiaries of UBS AG, or solely to US institutional investors by UBS AG or a subsidiary or affiliate thereof that is not registered as a US broker-dealer (a "non-US affiliate"). Transactions resulting from materials distributed by a non-US affiliate must be effected through UBS Securities LLC or UBS Financial Services Inc. Canada: UBS Securities Canada Inc., a subsidiary of UBS AG and a member of the principal Canadian stock exchanges & CIPF. Japan: UBS Securities Japan Ltd, to institutional investors only. Hong Kong: UBS Securities Asia Limited. Singapore: UBS Securities Singapore Pte. Ltd. Australia: UBS Capital Markets Australia Ltd and UBS Securities Australia Ltd. For additional information or trade execution please contact your local sales or trading contact. \xc2\xa92020 UBS Financial Services Inc. All Rights Reserved. Member FINRA/SIPC UBS Financial Services Inc. is a subsidiary of UBS AG. \x0c

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